/* ═══════════════════════════════════════════════════════════════
   PRESTIGE CREST INTERNATIONAL — style.css
   Primary: #0A0E5A | Secondary: #1A1E7A | Gold: #F5B400
   ═══════════════════════════════════════════════════════════════ */

:root {
  --primary: #0A0E5A;
  --secondary: #1A1E7A;
  --accent-gold: #F5B400;
  --accent-gold-light: #FFD55A;
  --white: #FFFFFF;
  --light-gray: #F8F9FC;
  --mid-gray: #E8EAF0;
  --text-dark: #0D1340;
  --text-muted: #6B7280;
  --text-light: rgba(255,255,255,0.75);
  --gradient-hero: linear-gradient(135deg, #0A0E5A 0%, #1A1E7A 40%, #2D1B6B 70%, #1A0E3A 100%);
  --shadow-card: 0 4px 24px rgba(10,14,90,0.10);
  --shadow-card-hover: 0 12px 40px rgba(10,14,90,0.18);
  --radius: 12px;
  --radius-sm: 8px;
  --transition: 0.3s ease;
}

/* ─── RESET & BASE ─── */
*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Poppins', sans-serif;
  color: var(--text-dark);
  background: #fff;
  overflow-x: hidden;
}

h1, h2, h3 { font-family: 'Playfair Display', serif; }

a { text-decoration: none; }

/* ─── UTILITY ─── */
.text-gold { color: var(--accent-gold) !important; }
.bg-primary-dark { background: var(--primary); }

/* ─── BUTTONS ─── */
.btn-gold {
  background: var(--accent-gold);
  color: var(--primary);
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 0.88rem;
  border: none;
  border-radius: 6px;
  padding: 10px 22px;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
  white-space: nowrap;
}
.btn-gold:hover {
  background: var(--accent-gold-light);
  color: var(--primary);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(245,180,0,0.35);
}

.btn-outline-hero {
  background: transparent;
  color: var(--white);
  font-family: 'Poppins', sans-serif;
  font-weight: 500;
  font-size: 0.88rem;
  border: 1.5px solid rgba(255,255,255,0.55);
  border-radius: 6px;
  padding: 10px 22px;
  transition: all var(--transition);
}
.btn-outline-hero:hover {
  background: rgba(255,255,255,0.12);
  border-color: var(--white);
  color: var(--white);
}

.btn-outline-cta {
  background: transparent;
  color: var(--white);
  font-family: 'Poppins', sans-serif;
  font-weight: 500;
  border: 1.5px solid rgba(255,255,255,0.55);
  border-radius: 6px;
  transition: all var(--transition);
}
.btn-outline-cta:hover {
  background: rgba(255,255,255,0.15);
  color: var(--white);
  border-color: var(--white);
}

/* ─── SECTION SHARED ─── */
.section-tag {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 2px;
  color: var(--accent-gold);
  text-transform: uppercase;
  margin-bottom: 6px;
}
.section-title {
  font-family: 'Playfair Display', serif;
  font-size: 2rem;
  font-weight: 700;
  color: var(--text-dark);
  line-height: 1.2;
  margin-bottom: 0;
}
.section-title-sm {
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--text-dark);
  line-height: 1.25;
  margin-bottom: 0;
}
.section-body-text {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin-top: 10px;
}

/* ══════════════════════════════════════════════════════════════
   NAVBAR
══════════════════════════════════════════════════════════════ */
#mainNav {
  background: rgba(10, 14, 90, 0.97);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(245,180,0,0.15);
  padding: 10px 0;
  z-index: 1050;
  transition: all 0.4s ease;
}
#mainNav.scrolled {
  background: rgba(10, 14, 90, 1);
  box-shadow: 0 4px 30px rgba(0,0,0,0.35);
}

/* Logo */
.logo-icon {
  width: 38px;
  height: 38px;
  background: linear-gradient(135deg, var(--accent-gold), #e0a200);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 1.1rem;
  flex-shrink: 0;
}
.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.logo-main {
  font-family: 'Poppins', sans-serif;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 1px;
}
.logo-sub {
  font-family: 'Poppins', sans-serif;
  font-size: 0.62rem;
  font-weight: 400;
  color: var(--accent-gold);
  letter-spacing: 2.5px;
}

/* Nav links */
.navbar-nav .nav-link {
  font-size: 0.83rem;
  font-weight: 500;
  color: rgba(255,255,255,0.85) !important;
  padding: 8px 12px !important;
  border-radius: 6px;
  transition: color var(--transition), background var(--transition);
}
.navbar-nav .nav-link:hover,
.navbar-nav .nav-link:focus {
  color: var(--accent-gold) !important;
  background: rgba(245,180,0,0.08);
}
.nav-small { font-size: 0.78rem !important; }

.lang-selector {
  color: rgba(255,255,255,0.8);
  font-size: 0.8rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 3px;
  padding: 6px 10px;
  border-radius: 6px;
  transition: background var(--transition);
}
.lang-selector:hover { background: rgba(255,255,255,0.08); color: #fff; }

/* Dropdown */
.dropdown-menu {
  background: rgba(15, 19, 80, 0.97) !important;
  backdrop-filter: blur(16px);
  border: 1px solid rgba(245,180,0,0.15) !important;
  border-radius: var(--radius-sm);
  padding: 8px 0;
  min-width: 180px;
  box-shadow: 0 10px 40px rgba(0,0,0,0.4);
  animation: dropIn 0.2s ease;
}
@keyframes dropIn {
  from { opacity:0; transform: translateY(-8px); }
  to   { opacity:1; transform: translateY(0); }
}
.dropdown-item {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.78) !important;
  padding: 8px 18px;
  transition: all var(--transition);
}
.dropdown-item:hover {
  color: var(--accent-gold) !important;
  background: rgba(245,180,0,0.08) !important;
  padding-left: 22px;
}

/* ══════════════════════════════════════════════════════════════
   HERO SECTION
══════════════════════════════════════════════════════════════ */
.hero-section {
  position: relative;
  min-height: 88vh;
  display: flex;
  flex-direction: column;
  overflow: hidden;
}
.hero-bg-image {
  position: absolute;
  inset: 0;
  background:
    url('https://images.unsplash.com/photo-1486325212027-8081e485255e?w=1600&q=80') center/cover no-repeat;
  transform: scale(1.05);
  animation: heroZoom 20s ease-in-out infinite alternate;
}
@keyframes heroZoom {
  from { transform: scale(1.05); }
  to   { transform: scale(1.12); }
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    110deg,
    rgba(10,14,90,0.92) 0%,
    rgba(26,30,122,0.88) 35%,
    rgba(45,27,107,0.82) 65%,
    rgba(10,14,90,0.75) 100%
  );
  z-index: 1;
}
.hero-section .container-fluid { position: relative; z-index: 2; }

.hero-content { padding: 60px 0 120px; }

.hero-welcome {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 2.5px;
  color: var(--accent-gold);
  text-transform: uppercase;
  margin-bottom: 12px;
}
.hero-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2rem, 4vw, 3.2rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 18px;
}
.hero-desc {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.78);
  line-height: 1.7;
  max-width: 400px;
}
.btn-hero { padding: 12px 28px; font-size: 0.9rem; }

/* ─── LOGIN CARD ─── */
.login-card {
  background: rgba(255,255,255,0.07);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 16px;
  padding: 30px 28px;
  width: 100%;
  max-width: 340px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.35), inset 0 1px 0 rgba(255,255,255,0.12);
  margin-top: -20px;
}
.login-title {
  font-family: 'Playfair Display', serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 2px;
}
.login-subtitle { font-size: 0.78rem; color: rgba(255,255,255,0.6); margin-bottom: 16px; }

.login-select, .login-input {
  background: rgba(255,255,255,0.1) !important;
  border: 1px solid rgba(255,255,255,0.18) !important;
  color: var(--white) !important;
  font-size: 0.83rem !important;
  border-radius: 8px !important;
  padding: 10px 14px !important;
  transition: border-color var(--transition), background var(--transition);
}
.login-select:focus, .login-input:focus {
  background: rgba(255,255,255,0.15) !important;
  border-color: var(--accent-gold) !important;
  box-shadow: 0 0 0 3px rgba(245,180,0,0.18) !important;
  outline: none;
}
.login-select option { background: #1A1E7A; }
.login-input::placeholder { color: rgba(255,255,255,0.45) !important; }

.pass-toggle {
  position: absolute;
  right: 12px;
  top: 50%;
  transform: translateY(-50%);
  color: rgba(255,255,255,0.5);
  cursor: pointer;
  font-size: 0.85rem;
  transition: color var(--transition);
}
.pass-toggle:hover { color: var(--accent-gold); }

.login-forgot {
  font-size: 0.75rem;
  color: var(--accent-gold);
  text-decoration: none;
}
.login-forgot:hover { text-decoration: underline; }

.form-check-input:checked { background-color: var(--accent-gold); border-color: var(--accent-gold); }
.login-small { font-size: 0.75rem; color: rgba(255,255,255,0.65); }

.btn-signin {
  border-radius: 8px;
  padding: 11px;
  font-size: 0.9rem;
  font-weight: 600;
}

.login-register {
  font-size: 0.77rem;
  color: rgba(255,255,255,0.6);
  margin-bottom: 0;
}
.login-register a { color: var(--accent-gold); font-weight: 600; }
.login-register a:hover { text-decoration: underline; }

/* ─── FEATURES BAR ─── */
.features-bar {
  position: relative;
  z-index: 3;
  background: rgba(255,255,255,0.06);
  backdrop-filter: blur(12px);
  border-top: 1px solid rgba(255,255,255,0.1);
  margin-top: auto;
}
.feature-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 18px 24px;
  border-right: 1px solid rgba(255,255,255,0.1);
  transition: background var(--transition);
}
.feature-item:hover { background: rgba(245,180,0,0.06); }
.feature-icon {
  font-size: 1.3rem;
  color: var(--accent-gold);
  flex-shrink: 0;
}
.feature-title {
  font-size: 0.83rem;
  font-weight: 600;
  color: var(--white);
  line-height: 1.2;
}
.feature-desc {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.58);
}

/* ══════════════════════════════════════════════════════════════
   SOLUTIONS SECTION
══════════════════════════════════════════════════════════════ */
.solutions-section { background: var(--white); }

.solution-card {
  padding: 28px 18px;
  border: 1.5px solid var(--mid-gray);
  border-radius: var(--radius);
  text-align: left;
  background: #fff;
  transition: all var(--transition);
  height: 100%;
}
.solution-card:hover {
  border-color: var(--accent-gold);
  box-shadow: var(--shadow-card-hover);
  transform: translateY(-4px);
}
.solution-icon {
  font-size: 1.6rem;
  color: var(--accent-gold);
  margin-bottom: 14px;
}
.solution-name {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 8px;
}
.solution-desc {
  font-size: 0.78rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 12px;
}
.solution-link {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--primary);
  transition: color var(--transition), gap var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.solution-link:hover { color: var(--accent-gold); gap: 10px; }

/* ══════════════════════════════════════════════════════════════
   STATS SECTION
══════════════════════════════════════════════════════════════ */
.stats-section {
  background: var(--primary);
  padding: 50px 0;
  position: relative;
  overflow: hidden;
}
.stats-section::before {
  content: '';
  position: absolute;
  width: 500px; height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(245,180,0,0.08), transparent 70%);
  top: -200px; right: -100px;
  pointer-events: none;
}
.stats-tag { font-size: 0.68rem; color: var(--accent-gold); letter-spacing: 2.5px; font-weight: 600; text-transform: uppercase; margin-bottom: 4px; }
.stats-heading {
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 0;
}
.stat-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-right: 30px;
}
.stat-icon { font-size: 1.5rem; color: var(--accent-gold); flex-shrink: 0; }
.stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
}
.stat-label { font-size: 0.72rem; color: rgba(255,255,255,0.6); margin-top: 2px; }

.stats-logo-circle {
  width: 120px; height: 120px;
  border-radius: 50%;
  border: 2px solid rgba(245,180,0,0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.5rem;
  color: var(--accent-gold);
  box-shadow: 0 0 40px rgba(245,180,0,0.15);
  animation: pulse 3s ease-in-out infinite;
}
@keyframes pulse {
  0%,100% { box-shadow: 0 0 40px rgba(245,180,0,0.15); }
  50%      { box-shadow: 0 0 70px rgba(245,180,0,0.30); }
}

/* ══════════════════════════════════════════════════════════════
   MOBILE + CALCULATOR SECTION
══════════════════════════════════════════════════════════════ */
.mobile-calc-section { background: var(--light-gray); }

/* Features list */
.mobile-features-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.mobile-features-list li {
  font-size: 0.88rem;
  color: var(--text-dark);
  padding: 7px 0;
  border-bottom: 1px solid rgba(0,0,0,0.06);
}
.mobile-features-list li:last-child { border-bottom: none; }

/* App Store Buttons */
.app-store-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--primary);
  color: var(--white);
  border-radius: 10px;
  padding: 10px 18px;
  font-size: 0.8rem;
  line-height: 1.3;
  font-weight: 500;
  transition: all var(--transition);
  border: 1.5px solid transparent;
}
.app-store-btn i { font-size: 1.4rem; }
.app-store-btn:hover {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.app-store-btn small { font-size: 0.68rem; color: rgba(255,255,255,0.65); display: block; }
.app-store-btn:hover small { color: rgba(10,14,90,0.65); }

/* Phone Mockup */
.phone-mockup {
  width: 220px;
  background: #0d1140;
  border-radius: 30px;
  padding: 14px 10px;
  box-shadow: 0 25px 60px rgba(10,14,90,0.45), 0 0 0 6px rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.1);
  position: relative;
}
.phone-screen {
  background: #101440;
  border-radius: 20px;
  overflow: hidden;
  padding: 16px 12px;
}
.phone-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 12px;
}
.phone-greeting { font-size: 0.7rem; color: rgba(255,255,255,0.7); line-height: 1.3; }
.phone-greeting strong { color: #fff; }
.phone-avatar { font-size: 1.5rem; color: var(--accent-gold); }

.phone-balance-card {
  background: linear-gradient(135deg, var(--secondary), #3D1DB5);
  border-radius: 12px;
  padding: 14px;
  margin-bottom: 12px;
}
.phone-balance-label { font-size: 0.65rem; color: rgba(255,255,255,0.65); }
.phone-balance-amount { font-size: 1.1rem; font-weight: 700; color: #fff; margin: 2px 0 8px; }
.phone-tabs { flex-wrap: wrap; gap: 4px !important; }
.phone-tab { font-size: 0.58rem; padding: 3px 7px; border-radius: 20px; background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.7); cursor: pointer; }
.phone-tab.active { background: var(--accent-gold); color: var(--primary); font-weight: 600; }

.phone-transactions { padding-top: 4px; }
.phone-tx-title { font-size: 0.65rem; font-weight: 600; color: rgba(255,255,255,0.5); margin-bottom: 8px; text-transform: uppercase; letter-spacing: 1px; }
.phone-tx-item { display: flex; justify-content: space-between; padding: 5px 0; border-bottom: 1px solid rgba(255,255,255,0.06); }
.phone-tx-name { font-size: 0.68rem; color: rgba(255,255,255,0.78); }
.phone-tx-amt { font-size: 0.68rem; font-weight: 600; }
.phone-tx-amt.neg { color: #ff7070; }
.phone-tx-amt.pos { color: #4ade80; }

/* Calculator */
.view-full-calc { font-size: 0.75rem; color: var(--accent-gold); font-weight: 600; white-space: nowrap; }
.view-full-calc:hover { text-decoration: underline; color: var(--accent-gold); }

.calc-tabs {
  display: flex;
  gap: 0;
  background: var(--mid-gray);
  border-radius: 8px;
  padding: 3px;
}
.calc-tab {
  flex: 1;
  border: none;
  background: transparent;
  padding: 8px 12px;
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--text-muted);
  border-radius: 6px;
  cursor: pointer;
  transition: all var(--transition);
}
.calc-tab.active {
  background: var(--white);
  color: var(--primary);
  font-weight: 700;
  box-shadow: 0 2px 8px rgba(0,0,0,0.1);
}

.calc-field label { font-size: 0.78rem; font-weight: 600; color: var(--text-dark); margin-bottom: 6px; display: block; }
.calc-input-wrap { position: relative; display: flex; align-items: center; }
.calc-prefix { position: absolute; left: 10px; font-size: 0.85rem; color: var(--text-muted); }
.calc-input {
  width: 100%;
  padding: 9px 12px 9px 24px;
  border: 1.5px solid var(--mid-gray);
  border-radius: 8px;
  font-size: 0.85rem;
  color: var(--text-dark);
  background: #fff;
  transition: border-color var(--transition);
  outline: none;
}
.calc-input:focus { border-color: var(--primary); }
.calc-input.ps-3 { padding-left: 12px !important; }

.calc-range {
  width: 100%;
  margin-top: 8px;
  accent-color: var(--accent-gold);
  cursor: pointer;
}

.calc-result {
  background: var(--primary);
  border-radius: var(--radius);
  padding: 22px 18px;
  color: var(--white);
  height: 100%;
  display: flex;
  flex-direction: column;
}
.calc-result-label { font-size: 0.75rem; color: rgba(255,255,255,0.65); margin-bottom: 6px; }
.calc-result-amount {
  font-family: 'Playfair Display', serif;
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--accent-gold);
  margin-bottom: 4px;
}
.calc-divider { border-color: rgba(255,255,255,0.15); margin: 12px 0; }
.calc-result-row { display: flex; justify-content: space-between; font-size: 0.78rem; color: rgba(255,255,255,0.75); margin-bottom: 6px; }
.calc-result-row span:last-child { font-weight: 600; color: #fff; }

/* ══════════════════════════════════════════════════════════════
   TESTIMONIALS + NEWS
══════════════════════════════════════════════════════════════ */
.testimonials-news-section { background: var(--white); }

.testimonial-card {
  background: var(--light-gray);
  border-radius: var(--radius);
  padding: 28px 24px;
  border-left: 4px solid var(--accent-gold);
  position: relative;
}
.testimonial-card::before {
  content: '\201C';
  font-family: 'Playfair Display', serif;
  font-size: 4rem;
  color: var(--accent-gold);
  opacity: 0.3;
  position: absolute;
  top: -10px;
  left: 16px;
  line-height: 1;
}
.testimonial-text { font-size: 0.88rem; color: var(--text-muted); line-height: 1.75; font-style: italic; }
.testimonial-avatar {
  width: 46px; height: 46px;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem;
  color: var(--white);
  flex-shrink: 0;
}
.testimonial-name { font-size: 0.88rem; font-weight: 700; color: var(--text-dark); }
.testimonial-role { font-size: 0.75rem; color: var(--text-muted); }

.testi-btn {
  width: 38px; height: 38px;
  border-radius: 50%;
  border: 1.5px solid var(--mid-gray);
  background: transparent;
  color: var(--text-muted);
  cursor: pointer;
  transition: all var(--transition);
  display: flex; align-items: center; justify-content: center;
}
.testi-btn:hover { background: var(--primary); color: var(--white); border-color: var(--primary); }

.view-all-link { font-size: 0.78rem; font-weight: 600; color: var(--accent-gold); white-space: nowrap; }
.view-all-link:hover { text-decoration: underline; color: var(--accent-gold); }

/* News */
.news-card {
  border-radius: var(--radius);
  overflow: hidden;
  border: 1.5px solid var(--mid-gray);
  background: #fff;
  transition: all var(--transition);
  height: 100%;
}
.news-card:hover { box-shadow: var(--shadow-card-hover); transform: translateY(-4px); border-color: var(--accent-gold); }
.news-img {
  height: 160px;
  background-size: cover;
  background-position: center;
}
.news-img-1 { background: linear-gradient(135deg, #1a1e7a, #3d1db5); background-image: url('https://images.unsplash.com/photo-1611974789855-9c2a0a7236a3?w=400&q=80'); }
.news-img-2 { background: linear-gradient(135deg, #0a0e5a, #1a1e7a); background-image: url('https://images.unsplash.com/photo-1560472354-b33ff0c44a43?w=400&q=80'); }
.news-img-3 { background: linear-gradient(135deg, #1a1e7a, #0a2e5a); background-image: url('https://images.unsplash.com/photo-1486325212027-8081e485255e?w=400&q=80'); }

.news-body { padding: 18px 16px; }
.news-date { font-size: 0.7rem; color: var(--text-muted); margin-bottom: 8px; }
.news-title { font-size: 0.88rem; font-weight: 700; color: var(--text-dark); margin-bottom: 10px; line-height: 1.4; }
.news-link { font-size: 0.78rem; font-weight: 600; color: var(--primary); display: inline-flex; align-items: center; gap: 6px; }
.news-link:hover { color: var(--accent-gold); gap: 10px; }

/* ══════════════════════════════════════════════════════════════
   WEALTH MANAGEMENT SECTION
══════════════════════════════════════════════════════════════ */
.wealth-section {
  position: relative;
  padding: 80px 0;
  overflow: hidden;
  background: linear-gradient(110deg, var(--primary) 0%, #1a1e7a 50%, #2d1b6b 100%);
}
.wealth-overlay {
  position: absolute; inset: 0;
  background: url('https://images.unsplash.com/photo-1611974789855-9c2a0a7236a3?w=1600&q=80') center/cover no-repeat;
  opacity: 0.12;
  pointer-events: none;
}
.wealth-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 16px;
}
.wealth-desc { font-size: 0.9rem; color: rgba(255,255,255,0.72); line-height: 1.75; margin-bottom: 16px; }
.wealth-list { list-style: none; padding: 0; }
.wealth-list li { font-size: 0.88rem; color: rgba(255,255,255,0.82); padding: 6px 0; }

.wealth-visual {
  display: flex;
  align-items: flex-end;
  gap: 8px;
  padding: 20px;
}
.wbar {
  width: 24px;
  background: linear-gradient(to top, var(--accent-gold), rgba(245,180,0,0.5));
  border-radius: 4px 4px 0 0;
  animation: barGrow 1s ease-out both;
}
@keyframes barGrow {
  from { height: 0 !important; opacity: 0; }
}
.wbar:nth-child(1) { animation-delay: 0.1s; }
.wbar:nth-child(2) { animation-delay: 0.2s; }
.wbar:nth-child(3) { animation-delay: 0.3s; }
.wbar:nth-child(4) { animation-delay: 0.4s; }
.wbar:nth-child(5) { animation-delay: 0.5s; }
.wbar:nth-child(6) { animation-delay: 0.6s; }
.wbar:nth-child(7) { animation-delay: 0.7s; }
.wbar:nth-child(8) { animation-delay: 0.8s; }

/* ══════════════════════════════════════════════════════════════
   SECURITY SECTION
══════════════════════════════════════════════════════════════ */
.security-section { background: var(--light-gray); }

.security-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 24px 22px;
  border: 1.5px solid var(--mid-gray);
  display: flex;
  align-items: flex-start;
  gap: 16px;
  transition: all var(--transition);
}
.security-card:hover {
  border-color: var(--accent-gold);
  box-shadow: var(--shadow-card);
  transform: translateY(-3px);
}
.security-icon {
  width: 44px; height: 44px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
  color: var(--accent-gold);
  flex-shrink: 0;
}
.security-name { font-size: 0.88rem; font-weight: 700; color: var(--text-dark); margin-bottom: 4px; }
.security-desc { font-size: 0.78rem; color: var(--text-muted); margin: 0; }

/* Security Shield Visual */
.security-shield-visual { padding: 20px; }
.shield-outer {
  width: 180px; height: 180px;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(10,14,90,0.1), rgba(26,30,122,0.15));
  border: 2px solid rgba(10,14,90,0.12);
  display: flex; align-items: center; justify-content: center;
  animation: shieldPulse 3s ease-in-out infinite;
}
@keyframes shieldPulse {
  0%,100% { box-shadow: 0 0 0 0 rgba(245,180,0,0.2); }
  50%      { box-shadow: 0 0 0 20px rgba(245,180,0,0); }
}
.shield-inner {
  width: 120px; height: 120px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  display: flex; align-items: center; justify-content: center;
  flex-direction: column;
  gap: 4px;
}
.security-shield-icon { font-size: 2rem; color: var(--accent-gold); }
.security-lock-icon { font-size: 1rem; color: rgba(255,255,255,0.6); }

/* ══════════════════════════════════════════════════════════════
   CTA SECTION
══════════════════════════════════════════════════════════════ */
.cta-section {
  position: relative;
  padding: 80px 20px;
  overflow: hidden;
  background: linear-gradient(110deg, #0a0e5a 0%, #1a1e7a 50%, #2d1b6b 100%);
}
.cta-overlay {
  position: absolute; inset: 0;
  background: url('https://images.unsplash.com/photo-1486325212027-8081e485255e?w=1600&q=80') center/cover no-repeat;
  opacity: 0.1;
  pointer-events: none;
}
.cta-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(1.8rem, 3.5vw, 2.5rem);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 10px;
}
.cta-sub { font-size: 0.95rem; color: rgba(255,255,255,0.7); }

/* ══════════════════════════════════════════════════════════════
   FAQ SECTION
══════════════════════════════════════════════════════════════ */
.faq-section { background: var(--white); }

.faq-item {
  border: 1.5px solid var(--mid-gray) !important;
  border-radius: var(--radius-sm) !important;
  margin-bottom: 10px;
  overflow: hidden;
}
.faq-btn {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-dark) !important;
  background: #fff !important;
  padding: 14px 18px !important;
  box-shadow: none !important;
  border: none !important;
}
.faq-btn:not(.collapsed) {
  color: var(--primary) !important;
  background: rgba(10,14,90,0.04) !important;
}
.faq-btn::after { filter: none; }
.faq-btn:not(.collapsed)::after {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%230A0E5A'%3E%3Cpath d='M7.247 11.14 2.451 5.658C1.885 5.013 2.345 4 3.204 4h9.592a1 1 0 0 1 .753 1.659l-4.796 5.48a1 1 0 0 1-1.506 0z'/%3E%3C/svg%3E");
}
.faq-body {
  font-size: 0.83rem;
  color: var(--text-muted);
  line-height: 1.7;
  padding: 0 18px 16px !important;
  background: #fff;
}

/* ══════════════════════════════════════════════════════════════
   FOOTER
══════════════════════════════════════════════════════════════ */
.footer-section {
  background: var(--primary);
  color: rgba(255,255,255,0.7);
}
.footer-brand .logo-main { color: #fff; }
.footer-desc { font-size: 0.8rem; line-height: 1.7; }
.footer-heading {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 2px;
  color: var(--accent-gold);
  text-transform: uppercase;
  margin-bottom: 16px;
}
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 8px; }
.footer-links a {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.65);
  transition: color var(--transition), padding-left var(--transition);
  display: block;
}
.footer-links a:hover { color: var(--accent-gold); padding-left: 4px; }

.social-icon {
  width: 34px; height: 34px;
  border-radius: 8px;
  background: rgba(255,255,255,0.08);
  display: flex; align-items: center; justify-content: center;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.7);
  transition: all var(--transition);
}
.social-icon:hover {
  background: var(--accent-gold);
  color: var(--primary);
  transform: translateY(-3px);
}

.newsletter-form { gap: 0; }
.newsletter-input {
  flex: 1;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  border-right: none;
  border-radius: 8px 0 0 8px;
  color: #fff;
  font-size: 0.8rem;
  padding: 10px 14px;
  outline: none;
  transition: border-color var(--transition);
}
.newsletter-input::placeholder { color: rgba(255,255,255,0.4); }
.newsletter-input:focus { border-color: var(--accent-gold); }
.newsletter-btn {
  border-radius: 0 8px 8px 0;
  padding: 10px 18px;
  font-size: 0.8rem;
  white-space: nowrap;
}

.footer-divider { border-color: rgba(255,255,255,0.1); margin: 0; }
.footer-copy { font-size: 0.78rem; color: rgba(255,255,255,0.5); margin: 0; }
.footer-legal a {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.5);
  transition: color var(--transition);
}
.footer-legal a:hover { color: var(--accent-gold); }
.footer-legal span { color: rgba(255,255,255,0.3); }

/* ══════════════════════════════════════════════════════════════
   SCROLL REVEAL ANIMATIONS
══════════════════════════════════════════════════════════════ */
[data-aos] { will-change: transform, opacity; }

/* ══════════════════════════════════════════════════════════════
   RESPONSIVE
══════════════════════════════════════════════════════════════ */
@media (max-width: 1199.98px) {
  .login-card { max-width: 300px; }
  .hero-content { padding: 40px 0 140px; }
}

@media (max-width: 991.98px) {
  .hero-section { min-height: auto; padding-top: 0; }
  .hero-content { padding: 50px 0 20px; }
  .login-card { max-width: 100%; margin: 20px 0 80px; }
  .features-bar .feature-item { padding: 14px 16px; }
  .stat-item { padding-right: 16px; }
  .phone-mockup { width: 180px; }
}

@media (max-width: 767.98px) {
  .hero-title { font-size: 1.8rem; }
  .section-title { font-size: 1.5rem; }
  .stats-heading { font-size: 1.2rem; }
  .features-bar .feature-item { padding: 12px 14px; }
  .feature-icon { font-size: 1.1rem; }
  .feature-title { font-size: 0.78rem; }
  .feature-desc { display: none; }
  .stats-section .row.g-4 { gap: 12px 0 !important; }
  .stat-item { padding-right: 8px; }
  .calc-result { margin-top: 16px; }
  .phone-mockup { display: none; }
  .wealth-chart-bars { display: none; }
}

@media (max-width: 575.98px) {
  .hero-btns .btn { width: 100%; justify-content: center; }
  .login-card { padding: 22px 18px; }
  .section-title { font-size: 1.3rem; }
}